Are Muslims Exempt from Obamacare?

"Dhimmitude" on page 107 of the Health Care Act of 2010? That's a myth!

President Obama Delivers Statement On The Affordable Care Act In The Rose Garden
Win McNamee / Staff / Getty Images News / Getty Images

A viral message claims U.S. health care reform legislation passed in 2010 ("Obamacare") specifically exempts Muslims from the government mandate to purchase insurance, and calls this an instance of "Dhimmitude," a newly-coined word meaning subjugation to Muslim rule.

Description: Viral text / Forwarded email
Circulating since: April 2010
Status: False (see details below)

2013 Example


As posted on Facebook, September 6, 2013:

THIS MAKES MY BLOOD BOIL!!! I AM SO MAD!

What does this word mean? Dhimmitude

The word "Dhimmitude" is found in the new health care bill. So what does it mean? Obama used it in the health care bill . Now isn't this interesting? It is also included in the health care law.

Dhimmitude. I had never heard the word until now, so I typed it into Google and started reading. Pretty interesting! It's on Page 107 of the Obama healthcare bill. I looked this up on Google and, yep, it exists..... it is a REAL word.

Dhimmitude is the Muslim system of controlling non-Muslin populations conquered through jihad (Holy War). Specifically, it is the TAXING of non-Muslims in exchange for tolerating their presence AND as a coercive means of converting conquered remnants to Islam!

ObamaCare allows the establishment of Dhimmitude and Sharia Muslim diktat in the United States ! Muslims are specifically exempted from the government mandate to purchase insurance and also from the penalty tax for being uninsured! Islam considers insurance to be "gambling," "risk-taking," and "usury" and is thus banned. Muslims are specifically granted exemption based on this.

How convenient. So I, as a Christian, will have crippling IRS liens placed against all of my assets and will face hard prison time because I refuse to buy insurance or pay the penalty tax. Meanwhile, Louis Farrakhan will have no such penalty and will have 100% of his health insurance needs paid for by the de-facto government insurance.

Non-Muslims will be paying a tax to subsidize Muslims. This is Dhimmitude.

American citizens need to know about it...... Every non-Muslim in the United States of America needs to know about it.

Dhimmitude is the Muslim system of controlling non-Muslim populations .. The ObamaCare bill is the establishment of Dhimmitude and Sharia .



2010 example


Email text contributed by Rick C., Apr. 14, 2010:

Word of the Day: Dhimmitude

Dhimmitude is the Muslim system of controlling non-Muslim populations conquered through jihad. Specifically, it is the TAXING of non-Muslims in exchange for tolerating their presence AND as a coercive means of converting conquered remnants to Islam.

The ObamaCare bill is the establishment of Dhimmitude and Sharia Muslim diktat in the United States. Muslims are specifically exempted from the government mandate to purchase insurance, and also from the penalty tax for being uninsured. Islam considers insurance to be "gambling", "risk-taking" and "usury" and is thus banned. Muslims are specifically granted exemption based on this. How convenient. So I, Ann Barnhardt, a Christian, will have crippling IRS liens placed against all of my assets, including real estate, cattle, and even accounts receivables, and will face hard prison time because I refuse to buy insurance or pay the penalty tax. Meanwhile, Louis Farrakhan will have no such penalty and will have 100% of his health needs paid for by the de facto government insurance. Non-Muslims will be paying a tax to subsidize Muslims. Period. This is Dhimmitude.

Dhimmitude serves two purposes: it enriches the Muslim masters AND serves to drive conversions to Islam. In this case, the incentive to convert to Islam will be taken up by those in the inner-cities as well as the godless Generation X, Y and Z types who have no moral anchor. If you don't believe in Christ to begin with, it is no problem whatsoever to sell Him for 30 pieces of silver. "Sure, I'll be a Muslim if it means free health insurance and no taxes. Where do I sign, bro?"

I recommend sending this post to your contacts. This is desperately important and people need to know about it - quickly.



Analysis

 These viral texts contain an astounding array of inaccuracies and exaggerations, beginning with the main proposition:

  • Are Muslims "specifically exempted from the government mandate to purchase insurance, and also from the penalty tax for being uninsured," as claimed in the message?

    The answer is no. This is a fictitious claim. There is no provision specifically exempting Muslims or any other religious group from mandated health insurance in the Patient Protection and Affordable Care Act of 2010.

    Nor do the words "Muslim," "Islam," or "Dhimmitude" appear anywhere in any version of the legislation.
  • Is anybody exempted from the insurance mandate by reason of religious affiliation?

    Yes. A paragraph on page 107 of the legislation provides for individual religious exemptions. The language is non-specific with regard to particular faiths, however.

    Read carefully:
     

    (5) EXEMPTIONS FROM INDIVIDUAL RESPONSIBILITY REQUIREMENTS.—In the case of an individual who is seeking an exemption certificate under section 1311(d)(4)(H) from any requirement or penalty imposed by section 5000A, the following information [is required]:

    (A) In the case of an individual seeking exemption based on the individual's status as a member of an exempt religious sect or division, as a member of a health care sharing ministry, as an Indian, or as an individual eligible for a hardship exemption, such information as the Secretary shall prescribe.

    Similarly, page 128 of the legislation states:

    "(A) RELIGIOUS CONSCIENCE EXEMPTION.—Such term [i.e., "applicable individual"] shall not include any individual for any month if such individual has in effect an exemption under section 1311(d)(4)(H) of the Patient Protection and Affordable Care Act which certifies that such individual is a member of a recognized religious sect or division thereof described in section 1402(g)(1) and an adherent of established tenets or teachings of such sect or division as described in such section.

    The above passage amends the Internal Revenue Code of 1986, of which Section 1402(g)(1) defines "a member of a recognized religious sect or division thereof" as follows:

    (1) Exemption
    Any individual may file an application (in such form and manner, and with such official, as may be prescribed by regulations under this chapter) for an exemption from the tax imposed by this chapter if he is a member of a recognized religious sect or division thereof and is an adherent of established tenets or teachings of such sect or division by reason of which he is conscientiously opposed to acceptance of the benefits of any private or public insurance which makes payments in the event of death, disability, old-age, or retirement or makes payments toward the cost of, or provides services for, medical care (including the benefits of any insurance system established by the Social Security Act). Such exemption may be granted only if the application contains or is accompanied by—

    (A) such evidence of such individual’s membership in, and adherence to the tenets or teachings of, the sect or division thereof as the Secretary may require for purposes of determining such individual’s compliance with the preceding sentence, and

    (B) his waiver of all benefits and other payments under titles II and XVIII of the Social Security Act on the basis of his wages and self-employment income as well as all such benefits and other payments to him on the basis of the wages and self-employment income of any other person,

    and only if the Commissioner of Social Security finds that—

    (C) such sect or division thereof has the established tenets or teachings referred to in the preceding sentence,

    (D) it is the practice, and has been for a period of time which he deems to be substantial, for members of such sect or division thereof to make provision for their dependent members which in his judgment is reasonable in view of their general level of living, and

    (E) such sect or division thereof has been in existence at all times since December 31, 1950.

    The upshot of all this legalese is that the law sets the eligibility bar for religious exemptions quite high. According to a 2009 report on MSNBC.com, the provision was originally drafted with the Old Order Amish in mind, a sect whose beliefs prohibit them from participating in any public or commercial insurance (and whose members, for that reason, are already exempt from Social Security). Members must participate in a form of self-insurance per the language above requiring exempted sects "to make provision for their dependent members."

    • Is it true that "Islam considers insurance to be 'gambling,' 'risk-taking,' and 'usury,' and is thus banned"?

      Strictly speaking, yes. But there are exceptions to the rule, of which health insurance is probably one.

      "It is true, under common interpretations of Islamic law, that conventional insurance is forbidden," explains About.com's Islam expert Christine Huda Dodge. "As [Sheikh Muhammed Salih Al-Munajjid] explains, many scholars point out that paying money for something, with no guarantee that you will ever benefit from it (i.e. you pay for health insurance coverage, and never get sick), involves a high ambiguity/risk and could theoretically be considered a form of gambling. The criticism is of the system itself, where the insured always seems to lose while the insurance companies get richer and charge higher premiums."

      However, some of the same Islamic sources allow for exceptions in cases where insurance is mandated by law. "If you are forced to take out insurance and there is an accident," notes Sheikh Al-Munajjid, "it is permissible for you to take from the insurance company the same amount as the payments you have made, but you should not take any more than that."

      As Dodge points out, Muslims living as minorities and governed by secular law in non-Muslim countries typically have to compromise and work within the limits imposed on them. "It seems to me that most American Muslims are resigned to certain insurances that are considered to be obligatory," she writes. "Car insurance, for example, is mandated by law. As far as I know, nobody has complained or petitioned for a religious exemption to car insurance. Health insurance is even more fundamental, as the health/life/death of one's self and family hangs in the balance. I am unaware of any attempts from within the Muslim community to avoid health insurance."

      In point of fact, Muslim organizations such as The Islamic Society of North America and American Muslim Health Professionals lauded the passage of the Patient Protection and Affordable Care Act and voiced no objections to the mandated health insurance provision.
      • Is it conceivable that strictly observant Muslims might apply for individual religious exemptions and be granted them?

        I'm no legal expert, but I'll venture to say that sure, it's conceivable on a case-by-case basis — provided said applicants are able to meet all the strict conditions and criteria set out in the law, which would include participating in alternative health coverage via their religious group. It may be awhile before we know how that actually pans out, though, given that the provision mandating health insurance doesn't go into effect until 2014.

        At least two sources I'm aware of, FactCheck.org and WorldNetDaily.com, have analyzed the legislation and concluded it's highly unlikely that Muslims will be granted exemptions.
        • If some Muslims do apply for and are granted religious exemptions, would that mean that Obamacare is "the establishment of Dhimmitude and Sharia Muslim diktat in the United States," as claimed in the viral text?

          No, that's an absurd and defamatory statement to make in a country where Muslims constitute a very small minority of the population and have historically complied with secular governance.
        • Is it true, as the author of the text claims, that she, as a non-exempt Christian, "will have crippling IRS liens placed against all of my assets, including real estate, cattle, and even accounts receivables, and will face hard prison time because I refuse to buy insurance or pay the penalty tax"?

          No. According to an analysis by The Journal of Accountancy, "The act specifies that liens and seizures are not authorized to enforce this penalty, and noncompliance will not be subject to criminal penalties."

        Sources and further reading:

        The Patient Protection and Affordable Care Act of 2010
        Full text on U.S. Senate website

        Internal Revenue Code of 1968, Section 1402: Definitions
        Via Cornell University Law School

        Health Bills Allow Some a Religious Exemption
        CQ Politics (MSNBC.com), 3 August 2009

        Health Care Reform Reshapes Tax Code
        Journal of Accountancy, 1 April 2010

        About.com: Islam
        General information about the beliefs and practices of Islam

        ISNA Welcomes the New Health Care Reform Law
        Islamic Society of North America website, 23 March 2010

        Last updated 10/04/13