Chinese Vocabulary: Banking

Useful Mandarin Terms for All Your Banking Needs

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Updated on January 28, 2019

You may need to do some banking when visiting a Mandarin-speaking country, no matter whether you are traveling for pleasure or for business. For instance, you may need to exchange money, withdraw funds, or even open an account.

Banks in larger cities may have English-speaking staff, but don't count on it. This list of common banking terms will help. Click on the links in the Pinyin column to hear the audio.

Practical Tips

You can always bring a Mandarin-speaking friend or colleague to act as translator. For many transactions, you will need to present some identification. Always bring your passport (護照 / 护照, hù zhào) or ID card (身份證 / 身份证, shēn fèn zhèng) to the bank.

Vocabulary List

Vocabulary	Pin Yin	Traditional	Simplified
bank	yín háng	銀行	"
counter	guì tái	櫃檯	柜台
window	chuāng kǒu	窗口	"
teller	chū nà yuán	出納員	出纳员
manager	jīng lǐ	經理	经理
account	zhàng hù	帳戶	帐户
open an account	kāi hù	開戶	开户
deposit (into an account)	cún kuǎn	存款	"
withdraw money	tí kuǎn	提款	"
cash a check	duì xiàn	兌現	兑现
exchange money	huàn qián	換錢	换钱
exchange rate	huì lǜ	匯率	汇率
cash	xiàn jīn	現金	现金
check	zhī piào	支票	"
cashier’s check	duì huàn zhī piào	兌換支票	兑换支票
traveler’s check	lǚ xíng zhī piào	旅行支票	"
credit card	xìn yòng kǎ	信用卡	"
passport	hù zhào	護照	护照
ID card	shēn fèn zhèng	身份證	身份证
visa	qiān zhèng	簽證	签证