Chinese Vocabulary: Banking

Useful Mandarin Terms for All Your Banking Needs

You may need to do some banking when visiting a Mandarin-speaking country, no matter whether you are traveling for pleasure or for business. For instance, you may need to exchange money, withdraw funds, or even open an account. 

Banks in larger cities may have English-speaking staff, but don't count on it. This list of common banking terms will help. Click on the links in the Pinyin column to hear the audio.

Practical Tips

You can always bring a Mandarin-speaking friend or colleague to act as translator. For many transactions, you will need to present some identification. Always bring your passport (護照 / 护照, hù zhào) or ID card (身份證 / 身份证, shēn fèn zhèng) to the bank.

Vocabulary List

Vocabulary Pin Yin Traditional Simplified
bank yín háng 銀行 "
counter guì tái 櫃檯 柜台
window chuāng kǒu 窗口 "
teller chū nà yuán 出納員 出纳员
manager jīng lǐ 經理 经理
account zhàng hù 帳戶 帐户
open an account kāi hù 開戶 开户
deposit (into an account) cún kuǎn 存款 "
withdraw money tí kuǎn 提款 "
cash a check duì xiàn 兌現 兑现
exchange money huàn qián 換錢 换钱
exchange rate huì lǜ 匯率 汇率
cash xiàn jīn 現金 现金
check zhī piào 支票 "
cashier’s check duì huàn zhī piào 兌換支票 兑换支票
traveler’s check lǚ xíng zhī piào 旅行支票 "
credit card xìn yòng kǎ 信用卡 "
passport hù zhào 護照 护照
ID card shēn fèn zhèng 身份證 身份证
visa qiān zhèng 簽證 签证