Chinese Vocabulary: Banking

Useful Mandarin Terms for All Your Banking Needs

You may need to do some banking when visiting a Mandarin-speaking country, no matter whether you are traveling for pleasure or for business. For instance, you may need to exchange money, withdraw funds, or even open an account. 

Banks in larger cities may have English-speaking staff, but don't count on it. This list of common banking terms will help. Click on the links in the Pinyin column to hear the audio.

Practical Tips

You can always bring a Mandarin-speaking friend or colleague to act as translator. For many transactions, you will need to present some identification. Always bring your passport (護照 / 护照, hù zhào) or ID card (身份證 / 身份证, shēn fèn zhèng) to the bank.

Vocabulary List

VocabularyPin Yin Traditional  Simplified 
bankyín háng銀行 "
counterguì tái櫃檯柜台
windowchuāng kǒu窗口 "
tellerchū nà yuán出納員出纳员
managerjīng lǐ經理经理
    
accountzhàng hù帳戶帐户
open an accountkāi hù開戶开户
deposit (into an account)cún kuǎn存款 "
withdraw moneytí kuǎn提款 "
cash a checkduì xiàn兌現兑现
exchange moneyhuàn qián換錢换钱
exchange ratehuì lǜ匯率汇率
    
cashxiàn jīn現金现金
checkzhī piào支票 "
cashier’s checkduì huàn zhī piào兌換支票兑换支票
traveler’s checklǚ xíng zhī piào旅行支票 "
credit cardxìn yòng kǎ信用卡 "
passporthù zhào護照护照
ID cardshēn fèn zhèng身份證身份证
visaqiān zhèng簽證签证