How Much Does an Abortion Cost?

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Figuring out what an abortion will cost depends on the method of abortion you choose in consultation with your health care provider. The true cost for you will vary by state and provider and some health insurance policies do cover abortions.

How Much Does an Abortion Cost?

The actual cost of an abortion is going to vary. There are some averages that can give you an idea of what to expect. First, however, you must understand the different types of abortions.

Around 90 percent of abortions in the U.S. are done within the first trimester (the first 12 weeks of pregnancy). Many more options are available during this time period including medication abortions (using the abortion pill mifepristone or RU-486 within the first 9 weeks) or in-clinic surgical procedures. Both can be done through clinics, private health care providers, or Planned Parenthood health centers.

In general, you can expect to pay between $400 and $1200 for a self-pay, first-term abortion. According to the Alan Guttmacher Institute, the average cost of a non-hospital first-trimester abortion was $480 in 2011. They also noted that the average medication abortion cost $500 that same year.

According to Planned Parenthood, a first-trimester abortion can cost up to $1500 for an in-clinic procedure, but it often costs far less than that. A medication abortion can cost up to $800. Abortions performed within a hospital typically cost more.

Beyond the 13th week, it can be extremely difficult to find a provider willing to perform a second-trimester abortion. The cost of a second-trimester abortion will be significantly higher as well.

How to Pay for an Abortion

When you're making the difficult decision of whether or not to have an abortion, the cost is a factor.

It's a reality that you do have to consider. The majority of women pay out-of-pocket, though some insurance policies do cover abortions as well.

Check with your insurance company to see if they offer coverage for this procedure. Even if you're on Medicaid, this method may be available to you. While many states ban abortion coverage from Medicaid recipients, others may restrict it to when the mother's life is in danger as well as in cases of rape or incest.

It's important that you discuss all of your options for payment with your health care provider. They should be briefed on the latest guidelines and help you navigate the costs. A number of clinics, including Planned Parenthood, also work on a sliding-fee scale. They will adjust the cost according to your income.

Things to Keep In Mind

Again, there are ways to reduce these costs, so do not let this information add to your stress. You also must remember that these are national averages and that even two clinics in the same state will have different rates. 

The 2011 reports given by the Guttmacher Institute seem to be holding true as of 2017. However, we must also take into account recent state and federal government actions that may affect the costs.

It is unknown where these matters will lead or what effects they will have on abortion services or costs.