Phrasal Verbs about Money for English Learners

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As you know, native speakers of English tend to use a lot of phrasal verbs (sometimes called prepositional, multi-word verb, verbs) in everyday spoken English. In the area of money, there are many, many phrasal verbs about money that are used in both formal and informal situations. Read this short paragraph using phrasal verbs about money in context. Next, find the definitions below to help you with understanding.

Money, Money, Phrasal Verbs about Money!

Well, last week I finally dipped into that money that I had been putting aside for the past year and a half. I decided that I should really enjoy myself so I splashed out and had a great meal at Andy's. Next, I went to Macys on Saturday and laid out $400 for that suit I'd told you about. Of course, I used a great deal of what I had saved up to pay back that bill I had run up on my Visa card. It feels great to finally have some money after all those years of scraping by. Thanks again for tiding me over during that long winter of '05. I don't think I would have got by without your bailing me out.Unfortunately, I also had to cough up about $250 in insurance costs. Oh well, I guess shelling out the cash for those things is just as necessary as anything else...

Phrasal Verbs about Money

Spending Money

lay out - to spend money. especially a large amount

splash out - to spend a lot of money on something you don't need, but is very pleasant

run up - to create a large debt

fork out, fork over - to pay for something, usually something you would rather not have to pay for.

shell out - to pay for something, usually something you would rather not have to pay for.

cough up - to provide money for something you do not want to

Having Just Enough Money

get by - to have just enough money for your needs

scrape by - to manage to live on very little money

Helping Someone with Money

bail out - to help a person or organization out of a difficult situation

tide over - to help someone with money for a period of time until they have enough

Paying Debts

pay back - to return money owed to someone

pay off - to finish paying all money that is owed

Saving Money

save up - to keep money for a large expense in the future

put aside - to save money for a specific purpose

Using Saved Money 

dip into - to spend part of your saved money

break into - to start to use money that you have saved

Here is a practice dialogue using some of the above vocabulary.

More on Learning Phrasal Verbs

If you are unfamiliar with phrasal verbs, this guide to what are phrasal verbs explains everything. Teachers can use this introducing phrasal verbs lesson plan to help students become more familiar with phrasal verbs and start building phrasal verb vocabulary. Finally, there are a wide variety of phrasal verb resources on the site to help you learn new phrasal verbs and test your understanding with quizzes.

One last tip

Make sure that when you are studying new verbs in the dictionary to read the entire entry. Don't just learn the main verb; take time to look at the phrasal verbs that are constructed using the verb. This will save you a lot of time in the long run. Believe me, if you haven't been to an English speaking country, chances are that one of the biggest difficulties for you will be understanding phrasal verb usage. If you already live in a country where English is the primary language you certainly have already experienced this.

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Your Citation
Beare, Kenneth. "Phrasal Verbs about Money for English Learners." ThoughtCo, Aug. 26, 2020, Beare, Kenneth. (2020, August 26). Phrasal Verbs about Money for English Learners. Retrieved from Beare, Kenneth. "Phrasal Verbs about Money for English Learners." ThoughtCo. (accessed March 25, 2023).